Jefferson City Homes under $500,000

Jefferson City Homes under $500,000

Welcome to Jefferson City, Tennessee, a charming gem nestled in Jefferson County that offers a delightful blend of small-town charm and modern conveniences. Known for its picturesque landscapes and friendly community, Jefferson City is an ideal place for families, retirees, and anyone looking to embrace a peaceful lifestyle while enjoying the vibrancy of a close-knit community.

With a rich history and a variety of recreational opportunities, Jefferson City is surrounded by the stunning natural beauty of the Great Smoky Mountains, providing residents with ample opportunities for outdoor activities such as hiking, fishing, and camping. The city boasts a thriving downtown area filled with unique shops, local eateries, and cultural attractions that reflect the warmth and character of the region.

For those seeking a home in this idyllic city, you’ll be pleased to discover a range of properties available for under $500,000. Whether you’re looking for a cozy starter home, a spacious family residence, or a charming cottage, Jefferson City has something to suit every taste and budget. The real estate market here is diverse, featuring modern designs and classic architecture, all set against the backdrop of beautiful neighborhoods.

Living in Jefferson City means enjoying a slower pace of life while still being conveniently located near major highways, making it easy to access nearby cities like Knoxville. With its affordable housing options, welcoming community, and abundant recreational opportunities, Jefferson City is truly a wonderful place to call home. Come explore the possibilities and discover your dream home in this enchanting Tennessee town!

Newest Jefferson City Homes under $500,000

443 Hilltop Drive, Jefferson City
$349,900
4 Beds ⋅ 2 Baths ⋅ 1357782 MLS
Welcome home to 443 Hilltop Drive in Jefferson City, Tennessee, where space, comfort, and everyday convenience come together. This inviting 4-bedroom, 2-bath home with 1,678 square feet offers the kind of layout that makes it easy to picture life here : slow mornings, family dinners, weekend get-togethers, and plenty of room to grow. Inside, you'll find a bright and welcoming living space, a renovated kitchen with new cabinets and granite countertops, dedicated dining area, new windows and a new front door along with a roomy primary suite that feels like its own little retreat. Three additional bedrooms offer flexibility for family, guests, a home office, hobby room, or whatever fits your lifestyle best. Outside, the spacious front and backyard give you room to enjoy everything that makes East Tennessee living so special. So whether that means gardening, entertaining, letting pets play, or simply sitting outside and unwinding at the end of the day there is room for you. With recent updates and a spacious floor plan, this home offers both comfort and opportunity. Located in Jefferson City, TN, you'll be close to shopping, dining, schools, Carson-Newman University, and convenient access to surrounding East Tennessee communities. If you've been searching for a 4-bedroom home in Jefferson City with a large yard, updated features, and plenty of usable living space, 443 Hilltop Drive is one you'll want to see. Come imagine what life could look like here -- and schedule your showing today.

443 Hilltop Drive, Jefferson City
430 Hilltop Drive, Jefferson City
$250,000
3 Beds ⋅ 2 Baths ⋅ 1357562 MLS
Single-level 3-bedroom, 1.5-bath brick ranch inside the Jefferson City limits, about one mile from Carson-Newman University and one mile from Walmart. If you want a home where the big projects are already finished, start here. In the past 12 months, the sellers updated almost everything you'd want to tackle yourself: luxury vinyl plank flooring throughout, a new kitchen with new cabinets, countertops, and stainless steel appliances, remodeled bathrooms, fresh paint inside and out, a new front door, updated light fixtures, and a new water heater. You move in and start living instead of renovating. The layout is simple and easy to live in. Your front door opens into a bright living room that flows into a formal dining room, a great spot for Sunday dinners or game night. The kitchen includes a pantry and a laundry area. The primary bedroom has its own half bath, and two more bedrooms share a full hall bath. One of those bedrooms makes a comfortable home office, guest room, or hobby space. Outside, the 0.39-acre lot gives you a wide, grassy front yard and room out back for a garden, a fire pit, or a dog to run. The attached one-car garage gives you covered parking plus space for a workbench, tools, or a motorcycle. Who is this home for? First-time buyers ready to stop renting. Anyone wanting one-floor living without stairs. Carson-Newman faculty and staff who want a quick commute. Investors looking for a move-in ready rental close to campus, where student housing stays in demand. Living inside city limits means city services and short trips for groceries, dining, and errands. Downtown Jefferson City is minutes away, Morristown is an easy drive, and Cherokee Lake and Douglas Lake are close enough for weekend boating and fishing. Knoxville is under an hour away. Updated, affordable, and close to everything in Jefferson City, Tennessee. Take the 3D tour, then come see it in person.

430 Hilltop Drive, Jefferson City
2204 Center Circle, Jefferson City
$262,000
3 Beds ⋅ 2 Baths ⋅ 1356564 MLS
Beautiful three bedroom two bath home with garage basement on a large corner lot in Jefferson City. Great location close to shopping and the marina. Small nice neighborhood with no HOA. Large eat in kitchen, with access to the back deck and fenced in backyard. Master bedroom and bathroom combo. Plenty of parking space and two car garage with two more rooms that have been partitioned off and entire garage/basement run with electric, plenty of storage space. Long lasting metal roof. All appliances convey. .50 acre lot on city sewer/gas/water.

2204 Center Circle, Jefferson City
1233 Cole Drive, Jefferson City
$345,000
4 Beds ⋅ 2 Baths ⋅ 1356425 MLS
The open floor plan brings the living, dining, and kitchen areas together, so the space feels bright and connected. It works for hosting holiday dinners, watching the game, or just unwinding at the end of the day. Four bedrooms leave room for guests, a home office, a hobby space, or whatever your lifestyle calls for. Outside, the fully fenced yard gives you a private spot for pets to roam, a garden to grow, or summer cookouts with friends. Jefferson City keeps you close to the everyday conveniences you need, plus Cherokee and Douglas Lakes for weekend boating and fishing, with easy access to Morristown, Knoxville, and the rest of East Tennessee. The seller is motivated

1233 Cole Drive, Jefferson City
2256 Franklin dr Drive, Jefferson City
$325,000
3 Beds ⋅ 2 Baths ⋅ 1356239 MLS
This well-maintained home has undergone substantial improvements to its major systems, interior, kitchen, and outdoor living areas, offering the next owner comfort, privacy, functionality, and peace of mind. The kitchen is a standout feature, offering custom cabinetry, granite countertops, tile flooring, and a new dishwasher. Fresh interior paint and an additional mini-split heating and cooling unit further enhance the home's move-in-ready appeal. Major system improvements include a new roof in 2023, a complete whole-home plumbing repipe in 2021, and replacement windows and a new A/C system in 2018. The home's natural-gas piping has also been replaced and upgraded from 2018 to present. An in-home dehumidification system conveys with the property, providing additional humidity and moisture control throughout the home. The home features a natural-gas fireplace, and the washer and natural-gas dryer convey with the sale. A natural-gas grill and portable natural-gas heater also convey, allowing the next owner to immediately enjoy the home's natural-gas amenities. The backyard has been completely revamped into a private outdoor retreat, including a new privacy fence installed and stained in 2025. A 25' × 25' poured concrete pad with a covered structure provides approximately 625 square feet of covered outdoor living space, ideal for entertaining, grilling, relaxing, and enjoying the backyard year-round. The property also includes two 10' × 25' storage sheds, providing approximately 500 square feet of additional storage. Highlights: Custom kitchen cabinetry • granite countertops • 2025 stained privacy fence • completely private backyard • 2023 roof • 2021 whole-home plumbing repipe • 2018 A/C • 2018 replacement windows • updated natural-gas piping • in-home dehumidification system • tile flooring • fresh paint • new dishwasher • mini-split HVAC • natural-gas fireplace • washer & natural-gas dryer convey • natural-gas grill conveys • portable natural-gas heater conveys • 625 sq. ft. covered concrete outdoor living area • two 10' × 25' storage sheds. With many of the home's major and expensive improvements already completed, 2256 Franklin Dr combines an upgraded kitchen, updated mechanical systems, exceptional storage, extensive natural-gas amenities, and a completely private backyard with substantial covered outdoor living space--all in a move-in-ready home. Owner Agent

2256 Franklin dr Drive, Jefferson City
2839 Black Oak Rd, Jefferson City
$269,900
4 Beds ⋅ 2 Baths ⋅ 1354960 MLS
Welcome to 2839 Black Oak Road in Jefferson City, where modern style, thoughtful design, and extensive renovations come together in a convenient East Tennessee location. This completely reconfigured four-bedroom, two-bath brick ranch offers approximately 1,170 square feet of beautifully updated living space--and it is ready for you to move right in! Step inside to an inviting open-concept design filled with natural light from all-new, double-pane vinyl windows. The split-bedroom floor plan provides added privacy, while the stylish finishes create a fresh, comfortable atmosphere throughout. The kitchen is designed to impress, featuring new solid-wood cabinets with dovetail construction, soft-close doors and drawers, a convenient Lazy Susan, and a spacious peninsula. Gorgeous Fantasy Brown granite countertops, a tile backsplash, and new stainless-steel appliances complete this showpiece kitchen. The primary suite offers a private retreat with beautifully stained barn doors and a spacious ensuite bathroom. The bath features a 48-inch vanity matching the kitchen cabinetry, a Fantasy Brown granite countertop, and a large walk-in shower. The hall bathroom is equally attractive, with a matching 48-inch vanity, granite countertop, and new tub and shower combination. Nearly everything has been updated, including the gutters, soffits, windows, exterior doors, electrical system, plumbing, drywall, paint, flooring, cabinets, granite, appliances, shower, vanities, toilets, sinks, bathtub, faucets, interior doors, and lighting. Enjoy the confidence and convenience of a thoroughly renovated home without the work and expense of remodeling. Outside, the concrete driveway provides plenty of parking. The large backyard and oversized concrete patio offer ample space for grilling, relaxing, and entertaining friends and family. This home is located in a fantastic neighborhood approximately one mile from Walmart, Lowe's, Food City, restaurants, Cherokee Lake, marinas, and lakefront dining. Carson-Newman University and collegiate sports are only about 1.5 miles away. Knoxville, Dollywood, Pigeon Forge, the Great Smoky Mountains, major highways, airports, healthcare, and countless recreational destinations are also within easy driving distance. Fully renovated homes in this location will attract attention quickly. Don't wait--schedule your private showing of 2839 Black Oak Road today and make this East Tennessee beauty yours! Owner/Agent

2839 Black Oak Rd, Jefferson City
434 Jarnigan St, Jefferson City
$149,900
2 Beds ⋅ 1 Baths ⋅ 1354562 MLS
TOTALLY REMODELED & MOVE-IN READY! Step inside this beautifully remodeled 2-bedroom, 1-bath home featuring a fresh, updated interior and a comfortable, functional layout. The home offers a full appliance package, including a refrigerator, oven/range, and dishwasher, providing added convenience from day one. Additional features include a deck, offering an excellent outdoor space for relaxing or entertaining. With its updated features, and convenient amenities, this property offers a great opportunity to enjoy a refreshed home. Schedule your showing today and see all this remodeled property has to offer! OWNER/AGENT

434 Jarnigan St, Jefferson City
1131 Fate Rankin Rd, Jefferson City
$439,000
2 Beds ⋅ 2 Baths ⋅ 1354209 MLS
Country Charm Meets Modern Convenience -- 1131 Fate Rankin Rd Welcome to 1131 Fate Rankin Rd in Jefferson City, TN, where peaceful country living meets modern comfort! Situated on 2.01 unrestricted acres in the beautiful East Tennessee foothills, this charming newer home offers room to spread out, enjoy the outdoors, garden, or create the mini-homestead you've been dreaming about. *2026 Polaris Ranger 1000 can be purchased with home. Built in 2022, this thoughtfully designed 2-bedroom, 2-bath ranch features approximately 1,254 square feet with an inviting open floor plan, cathedral ceilings, a dining space, breakfast bar, pantry, granite countertops and comfortable one-level living. Making this home even more move-in ready, the washer, dryer and refrigerator all convey, along with a whole-house dehumidifier, water softener and new hot tub--valuable extras already in place for the new owner to enjoy! One of the property's standout features is the spacious 24' x 25' detached two-car garage/workshop, complete with oversized 10-foot remote-operated doors and 220V power--ideal for vehicles, hobbies, tools, projects or additional storage. There's even space to consider adding an RV pad. Enjoy the privacy and flexibility of unrestricted acreage without an HOA, while still being conveniently located just minutes from I-40 for easy access to Jefferson City, Knoxville, Sevierville and the surrounding East Tennessee area. If you've been searching for a newer home with acreage, privacy, a fantastic workshop and plenty of possibilities, 1131 Fate Rankin Rd is one you'll want to see!

1131 Fate Rankin Rd, Jefferson City
1912 Walnut Ave, Jefferson City
$299,999
4 Beds ⋅ 3 Baths ⋅ 1352784 MLS
Welcome to 1912 Walnut Ave--over 2,500 sq ft of freshly updated, versatile living space in a convenient Jefferson City location! Freshly painted with new carpet, an updated kitchen and updated baths, this spacious 3-story townhome offers 4 bedrooms, 2.5 baths, abundant storage and plenty of room to spread out. The light-filled main level features a huge living room with LVT flooring and an open-concept design connecting the kitchen, dining and living areas. The updated kitchen offers a pantry and bar-style counter that keeps the space open and inviting, while the oversized dining area has plenty of room for a large table and additional furniture. A half bath, covered front porch, garage and access to a private rear patio complete the main level. Upstairs, you'll find two generously sized bedrooms, an updated full bath and conveniently located laundry. The primary bedroom features a walk-in closet with access to an additional storage area. The lower level adds incredible flexibility with two large private bedrooms, spacious closets, an updated full bath, utility room and even more storage. A separate rear entrance opens directly to another patio and yard area. Located just minutes from restaurants, grocery stores and shopping, historic downtown Jefferson City and Carson-Newman University, with Jefferson Memorial Hospital, Cherokee Lake and Cherokee Dam nearby. Whether you're looking for a spacious primary residence or an investment opportunity in a highly convenient location, the space and versatility here are hard to beat. Bring the fishing poles and come enjoy East Tennessee living! As with all real estate transactions, buyers and buyers agent to verify information during due diligence such as restrictions, lot size, Sq footage, etc. Information listed is deemed reliable but not guaranteed.

1912 Walnut Ave, Jefferson City
711 W Jefferson St, Jefferson City
$449,900
4 Beds ⋅ 2 Baths ⋅ 1351564 MLS
Step into the story of Jefferson City with this distinctive historic property. Once the location of Jefferson City Hospital and the Jefferson City Inn, this property offers a rare opportunity to own a significant part of community history. This local landmark is renovation ready, presenting an exciting canvas for a visionary new owner. The convenient location is near charming downtown Jefferson City and the campus of Carson-Newman University, in the heart of Jefferson City, and directly across from the municipal pool.

711 W Jefferson St, Jefferson City
1809 High Ave, Jefferson City
$239,900
3 Beds ⋅ 2 Baths ⋅ 1350122 MLS
Brand New 3 Bedroom, 2 Bathroom home in Jefferson City, City limits! Steps away from the Carson Newman campus, and downtown. Nice lot that is partially fenced, there is room to add a garage, shed, etc. The house has an open floor plan and large bedrooms. Will have updated pictures and listing next week when it is 100% done! This will go any direction in financing and comes with a year warranty. Owner/agent, buyer to do their own due diligence.

1809 High Ave, Jefferson City
1910 Walnut Ave, Jefferson City
$274,900
4 Beds ⋅ 3 Baths ⋅ 1349898 MLS
Welcome to this spacious 4 bedroom, 3 bath townhouse/condo in the heart of Jefferson City! Offering more than 2500 sq feet of living space, this multi level home is perfect as a primary residence, second home, or an outstanding investment opportunity. The thoughtfully designed floor plan features hardwood, laminate, and tile flooring throughout, providing both style and durability. The kitchen comes full equipped with all appliances remaining, making your move even easier. Enjoy outdoor living on the private deck, perfect for relaxing or entertaining. This two story townhouse/condo with a full basement offers plenty of room to spread out, with flexible living spaces to accommodate a variety of of needs. A low monthly HOA helps keep maintenance simple while adding to the home's value. Conveniently located just minutes from shopping, dining, healthcare, and Carson-Newman University, this home combines space, comfort, and an unbeatable location. Don't miss your opportunity to own this exceptional property in one of Jefferson City's most convenient neighborhoods!

1910 Walnut Ave, Jefferson City
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